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Stop Foreclosure Houston

If you are facing a foreclosure in Houston, Bankruptcy can be an option to prevent you from losing your home. Filing for bankruptcy of any type generally stops the foreclosure on your home. The automatic stay of bankruptcy goes into effect the moment you file a bankruptcy case which will stop most collection efforts against you. Your mortgage lender, the taxing authority, a homeowners association or whoever is foreclosing on you must cease their foreclosure actions immediately. You will then have some time to decide what to do.

Filing a Chapter 13 Bankruptcy will stop foreclosure, and can allow you to repay your past due payments over 3 to 5 years. Filing Chapter 13 Bankruptcy will stop a foreclosure and prevent your home from being sold. Chapter 13 is a debt relief option that can not only stop foreclosure and allow you to save your home, but can also allow you to keep your other property while repaying your debts on your terms. Disposable income from your regular income is what usually funds a Chapter 13 repayment plan. Chapter 13 was designed to help people facing foreclosure and other potential losses of property. Stopping foreclosure is the primary reason people file for Chapter 13 bankruptcy. So, if you are eligible, Chapter 13 can stop foreclosure on your Houston home.

If your lender is threatening foreclosure or has initiated foreclosure proceedings, you should contact us right away. You cannot save your home once the foreclosure sale has begun. Unless you’ve recently filed a previous bankruptcy case, Chapter 13 will most always stop the foreclosure. If you’re like most people in Houston, your home is your biggest investment. So when you are facing a foreclosure and the prospect of losing your home, you risk losing your biggest investment. Don’t wait until the day before the foreclosure sale to do something or it may be too late.

At R.J.Atkinson we have helped thousands throughout Texas to stop foreclosure with Chapter 13 Bankruptcy, and we may be able to help you. If bankruptcy is not an option for you we can help you explore other options to save your home.

Call Houston Bankruptcy Attorney R.J.Atkinson & Stop Foreclosure 713-862-1700

 

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Houston Bankruptcy Lawyers / Attorneys provide Chapter 7, 11, 12, 13, Affordable Bankruptcy Fees & Discount Legal Services in Houston.
Houston Bankruptcy Attorneys provide Low Cost Bankruptcy & Discount Rates on Bankruptcy Attorney Fees serving Houston, Sugarland, Missouri City, Baytown, Pasadena, Channelview, Katy, Galveston, Pearland, Spring, Tomball, Webster, La Porte, Friendswood, Conroe, Clearlake, The Woodlands, League City, Texas City, Rosenberg, Richmond, South Houston, & Houston Texas

Filing Bankruptcy can sometimes be the fastest way to get out of debt and may be the most affordable way to get a fresh financial start. Chapter 7 Bankruptcy can quickly wipe out your debts, increase your credit score, stop wage garnishments, get rid of credit card debt, eliminate medical bills, stop payday loans, stop bill collectors, erase negative credit reporting, and reestablish new credit after bankruptcy. RJ Atkinson — Houston Bankruptcy Lawyers have payment plans to make filing Chapter 7 or Chapter 13 Bankruptcy affordable which include low cost flat fees for Chapter 7 that may be considered the cheapest bankruptcy attorney fees compared to fees other bankruptcy lawyers charge. Chapter 13 Bankruptcy can save your home from foreclosure, save your car from repossession, lower monthly payments, reduce interest rates, get rid of late fees, reduce credit card interest, payoff high credit card debt, raise your credit score, stop creditor harassment, get rid of debt, reduce debt, eliminate creditor calls at work, stop collection calls, start over financially, discharge debts and/or be debt free in 3 to 5 years. IRS tax problems, tax levies, wage garnishments, back taxes, payroll taxes, income taxes can often be handled in Chapter 13 bankruptcy. Divorce/Bankruptcy – past due child support arrears, alimony, spousal support, and divorce debt can often be handled in chapter 13 bankruptcy. The Law Offices of RJ Atkinson handles debt consolidation, loan modifications, credit card debt settlement, debt negotiation, lawsuit defense, IRS problems, credit card lawsuits, TROs temporary restraining orders to stop foreclosure, forbearance agreements to stop foreclosure, FDCPA Fair Debt Collection Practices Act lawsuits, FCRA Fair Credit Reporting Act lawsuits, credit report disputes, debt collection lawsuits, adversary complaints in bankruptcy, bankruptcies, foreclosure workouts, mortgage short sales, real estate property tax disputes, civil litigation, commercial litigation, tax lawsuits, small business bankruptcy, corporate bankruptcy, business creditor representation, and most every kind of debt related issue or financially based legal problem on a case by case basis.
Pursuant to 11 U.S.C. §528, “We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.”
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Houston Bankruptcy Attorney Lawyer 3617 White Oak Drive, Houston, Texas 77007. Bankruptcy Phone: 713-862-1700